Terms & Conditions

Welcome to Siri Consultancy Services, Inc. By accessing our website or using our services, you agree to be bound by these Terms & Conditions. Please read them carefully.

1. Acceptance of Terms

By accessing or using the services provided by Siri Consultancy Services, Inc, you agree to comply with and be bound by these Terms & Conditions and our Privacy Policy. If you do not agree with any part of these terms, you may not access our services.

2. Services

Siri Consultancy Services, Inc provides business financing solutions, including but not limited to working capital loans, equipment financing, revenue-based financing, and other financial products. All financing is subject to credit approval and our underwriting criteria.

3. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have the authority to bind your business to a legal agreement
• Provide accurate and complete information
• Operate a legitimate business entity

4. Application Process

When you submit a financing application, you authorize us to:

• Verify the information you provide
• Obtain credit reports and business information
• Contact you via email, phone, or text message (if you have opted in)
• Share your information with third-party service providers as necessary to process your application

5. SMS Terms & Conditions

If you opt in to receive text messages from Siri Consultancy Services, Inc, the following terms apply:

Program Description

By consenting to our SMS program, you agree to receive recurring marketing and promotional SMS/MMS messages from Siri Consultancy Services, Inc using an automated telephone dialing system (ATDS). Messages may include offers, updates, and information about our financial products and services.

Message Frequency and Charges

• Message frequency varies; you may receive up to 4 messages per month
• Message and data rates may apply based on your mobile carrier's plan

Opt-Out and Help

• Reply STOP to opt out at any time
• Reply HELP for assistance
• You may also contact us at sivaji@thesiriconsultancyservices.com to opt out

Consent Not Required

Consent is NOT a condition of purchase. You may decline to receive SMS messages and still access our financing services.

Supported Carriers

Our SMS program supports all major U.S. mobile carriers. Service may not be available on all carriers or in all areas.

6. Loan Terms

Specific terms for any financing product, including interest rates, repayment schedules, fees, and collateral requirements, will be outlined in your individual loan agreement. These Terms & Conditions do not constitute a loan agreement or commitment to lend.

7. Fees and Charges

All fees and charges associated with financing products will be clearly disclosed before you enter into an agreement. We do not charge application fees unless otherwise stated.

8. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Siri Consultancy Services, Inc and is protected by copyright and other intellectual property laws.

9. Limitation of Liability

To the fullest extent permitted by law, Siri Consultancy Services, Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services or website.

10. Indemnification

You agree to indemnify and hold harmless Siri Consultancy Services, Inc from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms & Conditions.

11. Dispute Resolution

Any disputes arising from these Terms & Conditions or our services shall be governed by the laws of the State of Iowa. You agree to submit to the exclusive jurisdiction of the courts located in Polk County, Iowa.

12. Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting to this page. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

13. Severability

If any provision of these Terms & Conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

14. Contact Information

If you have questions about these Terms & Conditions, please contact us:

Siri Consultancy Services, Inc
6440 EP True Pkwy
West Des Moines, IA 50266
Email: sivaji@thesiriconsultancyservices.com